Flexible Funds for Your Personal Needs, When You Need Them

Applying will not impact your credit score

Why Choose LendcoFunding for Your Personal Loan?

Experience the freedom and flexibility of a personal loan designed to support your financial journey. We go beyond traditional lending to offer personalized solutions that fit your needs.

Get Your Auto Loan in 3 Easy Steps

Submit Your Information

Fill out a quick online form with your basic details to check your rate—with no impact on your credit score.

Get Approved

Receive an instant decision. If approved, review your loan terms and select the best option for you.

Receive Your Funds

Once approved, funds can be deposited into your account in as fast as 1 business day.

Applying will not impact your credit score

Frequently Asked Questions

A personal loan is flexible and can be used for debt consolidation, medical bills, home improvements, major purchases, travel, or any unexpected expenses.

Applying is simple and takes just a few minutes. Fill out our online form, and we’ll review your details. If approved, you can choose your loan terms and receive your funds quickly.

Once approved, funds are typically deposited in your account within 1-3 business days, depending on your bank’s processing times.

Yes! While a higher credit score may help secure better rates, we consider multiple factors beyond just your credit score, such as income, employment, and financial history.

Absolutely! There are no prepayment penalties, so you can pay off your loan anytime and save on interest.

We believe in transparent lending—no hidden fees. Any applicable costs, such as origination fees, will be clearly outlined in your loan agreement.

Take Control of Your Finances with a LendcoFunding Personal Loan

Applying will not impact your credit score

Other loan options

Merge your debts into one with lower interest rates for streamlined finances.
Finance your home upgrades or renovations without using your home equity.
Make your dream home a reality with our competitive and flexible mortgage options.
Invest in your education with our supportive student loans, designed for your academic journey.
Fuel your business ambitions with our tailored financing solutions for growth and expansion.

Wherever you go, we’ve got you covered with easy travel financing

Drive off in your dream car with our straightforward and affordable auto loan terms.

LendcoFunding may receive compensation from third-party advertisers whose products are featured on this site. This compensation may affect how and where certain products are displayed. However, it does not influence our recommendations or evaluations of these products. We encourage you to explore all your options and consult with a financial professional before making any final decisions.

Please note that loan terms, interest rates, and product availability vary depending on factors like your credit score, location, and the specific lender. As of 01/01/2024, some loans are being offered with APRs (Annual Percentage Rates) as low as 6.40%. Keep in mind that only borrowers with strong credit profiles are likely to qualify for the lowest rates. Loan approval and the terms you may qualify for are based on your application and other factors that lenders may review, including information from third-party sources. Not all applicants will qualify for the best rates, and approval is not guaranteed.

LendcoFunding offers a variety of financial products directly and also works with trusted partners to connect consumers with additional loan and financial service providers. While we strive to match you with the best available options, we do not guarantee that every user will be connected with a lender or service provider. All financial decisions, credit approvals, and terms are determined by the lender based on your submitted application.