Personal Loans

STEPS TO GETTING A PERSONAL LOAN

THE BEST FIXED RATE LOAN OPTIONS

CHECK YOUR CREDIT SCORE

A strong credit score gives you a better chance of qualifying for a personal loan and getting a lower interest rate. Assess your creditworthiness by checking your free credit score

GET PRE-QUALIFIED FOR A LOAN

Pre-qualifying for a loan gives you a sneak peak at the kind of offers you may receive. Many online lenders perform a soft credit check during pre-qualification that doesn’t affect your credit score, so checking it out ahead of time is a win-win.

SHOP AROUND FOR PERSONAL LOANS

With your pre-qualified online offers in hand, compare the amounts, monthly payments and interest rates. NerdWallet also recommends shopping for loans from a local credit union or bank. Credit unions may offer lower interest rates and more flexible terms, especially to borrowers with bad credit. They’re also your best shot for a small loan — $2,500 or less.

COMPARE YOUR OFFERS WITH OTHER CREDIT OPTIONS

See if you qualify for a 0% credit card. If you have good credit, you can probably get a credit card that has 0% interest on purchases for a year or longer. If you can repay the loan in that time, a credit card is your cheapest option.

Consider a secured loan. If your credit isn’t great, you may get a better interest rate with a secured loan. You will need collateral, such as a car or savings account. If you own a house, a home equity loan or line of credit can be significantly cheaper than an unsecured loan.

CHOOSE US

ARE YOU READY FOR STARTING BUSINESS

Debt Consolidation

– Consolidate High-Interest Debt

– Move Debt to a lower, fixed rate

– Pay off Debt in 36 or 60 months

Home Improvement

– Get needed car repairs

– Buy a new or used car

– Same day funding available

Auto Expenses

– Get needed car repairs

– Buy a new or used car

– Same day funding available

Medical Expenses

– Pay of medical bills

– Finance medical procedure

– Pay for unexpected medical expenses

Credit Card Payoff

– Pay off high-interest credits cards

– Get a lower or fixd rate

– Pay off loan in 36 or 69 months

Small Business

– Pay for personal business expenses

– Quickly take care of unexpected expenses

Large Purchases

– Buy a new washer and dryer

–  Furnish your new home

– Make a purchase without a credit

Something Else

– Pay for a special occasion or event

–  Go on your dream vacation

–  Receive money quickly for unexpected expenses

CHOOSE YOUR REFI TERM

30-Year Fixed

Enjoy fixed payments that won’t

change over time.

 


Up to 80% LTV


30-year term

15-Year Fixed

Pay your loan off faster while

maintaining a constant rate & payment

 


Up to 80% LTV


15-year term

7/1 ARM

Fixed rates are their lowest for the first

seven years, then adjust yearly.

 


Up to 80% LTV


30-year term

Questions?

 

Call us for a free consultation at

(877) 285-0776

Lendcofunding.com is not acting as a lender or broker and does not make loans, loan commitments or lock-rates. The information provided by you to Lendcofunding.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. All credit decisions, including loan approval and the conditional rates and terms you are offered, are the responsibility of the participating lenders and will vary based upon your loan request, your financial situation, and/or other factors and criteria determined by the lenders to whom you are matched. Lendcofunding.com does not offer its matching services in all states. Not all consumers will qualify for the advertised rates, programs and terms.

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