Refinance Your Mortgage & Save with LendcoFunding

Applying will not impact your credit score

Why Choose LendcoFunding for Your Mortgage Refinance?

Refinancing your mortgage can help you save money, reduce your interest rate, and free up cash for other financial goals. Whether you’re looking to lower your monthly payments, shorten your loan term, or access your home equity, LendcoFunding makes the process simple and stress-free.

Get Your Auto Loan in 3 Easy Steps

Submit Your Information

Fill out a quick online form with your basic details to check your rate—with no impact on your credit score.

Get Approved

Receive an instant decision. If approved, review your loan terms and select the best option for you.

Receive Your Funds

Once approved, funds can be deposited into your account in as fast as 1 business day.

Applying will not impact your credit score

Frequently Asked Questions

Mortgage refinancing allows you to replace your current home loan with a new one at better terms, such as a lower interest rate, different loan length, or cash-out option.

By securing a lower interest rate or a shorter loan term, refinancing can reduce your monthly payments and total interest costs over time.

The refinancing process can take anywhere from a few days to a few weeks, depending on your loan type and financial situation.

Yes! While a higher credit score can help secure better rates, we consider multiple factors, including home equity, income, and financial history.

We believe in transparent lending—any applicable costs, such as origination fees, will be clearly outlined in your loan agreement before you proceed.

Yes! With a cash-out refinance, you can borrow against your home’s equity and use the funds for home improvements, debt consolidation, or other financial needs.

Take the Next Step in Your Homeownership Journey

Applying will not impact your credit score

Other loan options

Merge your debts into one with lower interest rates for streamlined finances.
Finance your home upgrades or renovations without using your home equity.
Invest in your education with our supportive student loans, designed for your academic journey.
Fuel your business ambitions with our tailored financing solutions for growth and expansion.

Unlock financial freedom with our straightforward personal loan solutions

Wherever you go, we’ve got you covered with easy travel financing

Drive off in your dream car with our straightforward and affordable auto loan terms.

LendcoFunding may receive compensation from third-party advertisers whose products are featured on this site. This compensation may affect how and where certain products are displayed. However, it does not influence our recommendations or evaluations of these products. We encourage you to explore all your options and consult with a financial professional before making any final decisions.

Please note that loan terms, interest rates, and product availability vary depending on factors like your credit score, location, and the specific lender. As of 01/01/2024, some loans are being offered with APRs (Annual Percentage Rates) as low as 6.40%. Keep in mind that only borrowers with strong credit profiles are likely to qualify for the lowest rates. Loan approval and the terms you may qualify for are based on your application and other factors that lenders may review, including information from third-party sources. Not all applicants will qualify for the best rates, and approval is not guaranteed.

LendcoFunding offers a variety of financial products directly and also works with trusted partners to connect consumers with additional loan and financial service providers. While we strive to match you with the best available options, we do not guarantee that every user will be connected with a lender or service provider. All financial decisions, credit approvals, and terms are determined by the lender based on your submitted application.