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Upgrade Your Home with a Home Improvement Loan

  • Finance Renovations, Repairs, and Upgrades
  • Affordable Fixed Rates & Flexible Terms
  • No Prepayment Penalties—Pay Off Early and Save
Explore Your Options

Applying will not impact your credit score

Why Choose LendcoFunding for Your Home Improvement Loan?

Turn your house into your dream home with affordable financing tailored to your needs. Whether you’re remodeling your kitchen, updating your bathroom, or making essential repairs, LendcoFunding makes it simple and stress-free.

Finance Your Home Upgrades

Borrow anywhere from $1,000 to $50,000 for remodeling, repairs, or additions.

Predictable Monthly Payments

Choose a 3-year or 5-year term with fixed interest rates from 4.6% to 35.99%.

Fast & Easy Process

Get approved quickly and receive funds in as fast as 1 business day.

No Prepayment Penalties

Pay off your loan early and save on interest—with no extra fees.

Get Your Auto Loan in 3 Easy Steps

Submit Your Information

Fill out a quick online form with your basic details to check your rate—with no impact on your credit score.

Get Approved

Receive an instant decision. If approved, review your loan terms and select the best option for you.

Receive Your Funds

Once approved, funds can be deposited into your account in as fast as 1 business day.

Explore Your Options

Applying will not impact your credit score

Frequently Asked Questions

A home improvement loan can be used for remodeling, renovations, repairs, landscaping, new appliances, energy-efficient upgrades, and more. It’s a flexible way to finance projects that enhance your home’s value and comfort.

Applying is simple! Fill out our quick online form, check your personalized rate, and receive an instant decision. If approved, choose your loan terms and get funded fast.

Once approved, funds can be deposited into your account in as fast as 1 business day, depending on your bank’s processing times.

Yes! While a higher credit score may help secure better rates, we evaluate multiple factors beyond just your credit score, including income, employment, and financial history.

No, our home improvement loans are unsecured, meaning you don’t need to use your home as collateral. You can finance your renovations without tapping into your home equity.

We believe in transparent lending—no hidden fees. Any applicable costs, such as origination fees, will be clearly stated in your loan agreement.

Transform Your Home with a LendcoFunding Home Improvement Loan

Explore Your Options

Applying will not impact your credit score

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LendcoFunding may receive compensation from third-party advertisers whose products are featured on this site. This compensation may affect how and where certain products are displayed. However, it does not influence our recommendations or evaluations of these products. We encourage you to explore all your options and consult with a financial professional before making any final decisions.

Please note that loan terms, interest rates, and product availability vary depending on factors like your credit score, location, and the specific lender. As of 01/01/2024, some loans are being offered with APRs (Annual Percentage Rates) as low as 6.40%. Keep in mind that only borrowers with strong credit profiles are likely to qualify for the lowest rates. Loan approval and the terms you may qualify for are based on your application and other factors that lenders may review, including information from third-party sources. Not all applicants will qualify for the best rates, and approval is not guaranteed.

LendcoFunding offers a variety of financial products directly and also works with trusted partners to connect consumers with additional loan and financial service providers. While we strive to match you with the best available options, we do not guarantee that every user will be connected with a lender or service provider. All financial decisions, credit approvals, and terms are determined by the lender based on your submitted application.