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Invest in Your Future with an Educational Loan

  • Cover Tuition, Books, and Living Expenses
  • Affordable Fixed Rates & Flexible Terms
  • No Prepayment Penalties—Pay Off Early and Save
Explore Your Options

Applying will not impact your credit score

Why Choose LendcoFunding for Your Educational Loan?

Education is an investment in your future, and a LendcoFunding Educational Loan can help you achieve your academic and career goals without financial stress. Whether you’re paying for college, trade school, or professional courses, we provide flexible financing to meet your needs.

Fund Your Education

Borrow $1,000 to $50,000 to cover tuition, textbooks, supplies, and living expenses.

Predictable Monthly Payments

Choose a 3-year or 5-year term with fixed interest rates from 4.6% to 35.99%.

Fast & Easy Process

Apply in minutes and receive funds in as fast as 1 business day.

No Prepayment Penalties

Pay off your loan early and save on interest—with no extra fees.

Get Your Auto Loan in 3 Easy Steps

Submit Your Information

Fill out a quick online form with your basic details to check your rate—with no impact on your credit score.

Get Approved

Receive an instant decision. If approved, review your loan terms and select the best option for you.

Receive Your Funds

Once approved, funds can be deposited into your account in as fast as 1 business day.

Explore Your Options

Applying will not impact your credit score

Frequently Asked Questions

An educational loan can be used for tuition, textbooks, school supplies, housing, transportation, and other education-related expenses.

Applying is simple and takes just a few minutes. Fill out our online application, check your personalized rate, and receive an instant decision. If approved, review your loan terms and receive funds quickly.

Once approved, funds are typically deposited in your account within 1-3 business days, so you can cover your education costs without delay.

Yes! While a strong credit score can help secure lower rates, we evaluate multiple factors beyond just your credit score, including income, employment, and financial history.

We believe in transparent lending—no hidden fees. Any applicable costs, such as origination fees, will be clearly stated in your loan agreement.

Absolutely! There are no prepayment penalties, so you can pay off your loan ahead of schedule and save on interest.

Take the Next Step in Your Education with LendcoFunding

Explore Your Options

Applying will not impact your credit score

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LendcoFunding may receive compensation from third-party advertisers whose products are featured on this site. This compensation may affect how and where certain products are displayed. However, it does not influence our recommendations or evaluations of these products. We encourage you to explore all your options and consult with a financial professional before making any final decisions.

Please note that loan terms, interest rates, and product availability vary depending on factors like your credit score, location, and the specific lender. As of 01/01/2024, some loans are being offered with APRs (Annual Percentage Rates) as low as 6.40%. Keep in mind that only borrowers with strong credit profiles are likely to qualify for the lowest rates. Loan approval and the terms you may qualify for are based on your application and other factors that lenders may review, including information from third-party sources. Not all applicants will qualify for the best rates, and approval is not guaranteed.

LendcoFunding offers a variety of financial products directly and also works with trusted partners to connect consumers with additional loan and financial service providers. While we strive to match you with the best available options, we do not guarantee that every user will be connected with a lender or service provider. All financial decisions, credit approvals, and terms are determined by the lender based on your submitted application.