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Simplify Your Debt with a Consolidation Loan

  • Combine Multiple Debts Into One Easy Payment
  • Lower Your Interest Rate & Save Money
  • No Prepayment Penalties—Pay Off Faster
Explore Your Options

Applying will not impact your credit score

Why Choose LendcoFunding for Your Debt Consolidation Loan?

Take control of your finances and simplify your payments with a LendcoFunding Consolidation Loan. Our personalized solutions help you pay off debt faster and with less stress.

Lower Interest Rates

Save money by replacing high-interest debt with a fixed, predictable payment plan.

Simplify Your Payments

Combine multiple debts into one easy monthly payment, making budgeting simpler.

Flexible Loan Amounts

Borrow $1,000 to $50,000 to consolidate and manage your debts effectively.

No Prepayment Penalties

Pay off your loan early and save on interest—with no extra fees.

Get Your Auto Loan in 3 Easy Steps

Submit Your Information

Fill out a quick online form with your basic details to check your rate—with no impact on your credit score.

Get Approved

Receive an instant decision. If approved, review your loan terms and select the best option for you.

Receive Your Funds

Once approved, funds can be deposited into your account in as fast as 1 business day.

Explore Your Options

Applying will not impact your credit score

Frequently Asked Questions

A debt consolidation loan allows you to combine multiple debts—such as credit cards, medical bills, and personal loans—into one fixed monthly payment with a lower interest rate.

By consolidating your debts into a single loan with a lower interest rate, you can reduce your monthly payments and pay off debt faster, saving money on interest over time.

Once approved, funds can be deposited in as fast as 1 business day, allowing you to start paying off your debts right away.

Yes! We consider multiple factors beyond just your credit score, including income, employment, and overall financial history.

No! Checking your rate won’t impact your credit score, and consolidating debt can improve your credit over time by reducing your overall balances and ensuring on-time payments.

We believe in transparent lending—no hidden fees. Any applicable costs, such as origination fees, will be clearly outlined in your loan agreement.

Take Control of Your Finances with a LendcoFunding Consolidation Loan

Explore Your Options

Applying will not impact your credit score

Other loan options

Auto Loans

Merge your debts into one with lower interest rates for streamlined finances.

Home Improvement Loans

Finance your home upgrades or renovations without using your home equity.

Mortgage Refinance

Make your dream home a reality with our competitive and flexible mortgage options.

Education Loan

Invest in your education with our supportive student loans, designed for your academic journey.

Business Loan

Fuel your business ambitions with our tailored financing solutions for growth and expansion.

Personal Loans

Unlock financial freedom with our straightforward personal loan solutions

Travel Loans

Wherever you go, we’ve got you covered with easy travel financing

Home Improvement Loans

Finance your home upgrades or renovations without using your home equity.

Mortgage Loan

Make your dream home a reality with our competitive and flexible mortgage options.

Student Loan

Invest in your education with our supportive student loans, designed for your academic journey.

Business Loan

Fuel your business ambitions with our tailored financing solutions for growth and expansion.

Auto Loan

Drive off in your dream car with our straightforward and affordable auto loan terms.

Travel Loans

Wherever you go, we’ve got you covered with easy travel financing

Personal Loans

Unlock financial freedom with our straightforward personal loan solutions

LendcoFunding may receive compensation from third-party advertisers whose products are featured on this site. This compensation may affect how and where certain products are displayed. However, it does not influence our recommendations or evaluations of these products. We encourage you to explore all your options and consult with a financial professional before making any final decisions.

Please note that loan terms, interest rates, and product availability vary depending on factors like your credit score, location, and the specific lender. As of 01/01/2024, some loans are being offered with APRs (Annual Percentage Rates) as low as 6.40%. Keep in mind that only borrowers with strong credit profiles are likely to qualify for the lowest rates. Loan approval and the terms you may qualify for are based on your application and other factors that lenders may review, including information from third-party sources. Not all applicants will qualify for the best rates, and approval is not guaranteed.

LendcoFunding offers a variety of financial products directly and also works with trusted partners to connect consumers with additional loan and financial service providers. While we strive to match you with the best available options, we do not guarantee that every user will be connected with a lender or service provider. All financial decisions, credit approvals, and terms are determined by the lender based on your submitted application.