Auto Loans Made Simple with LendcoFunding

Applying will not impact your credit score

Why Choose LendcoFunding for Your Auto Loan?

Buying a new or used car—or refinancing your current auto loan—shouldn’t be stressful. At LendcoFunding, we make auto financing easy, affordable, and tailored to your needs. Whether you’re purchasing your first car, upgrading to a new model, or looking to reduce your monthly payments, we’ve got the right loan for you.

Get Your Auto Loan in 3 Easy Steps

Submit Your Information

Fill out a quick online form with your basic details to check your rate—with no impact on your credit score.

Get Approved

Receive an instant decision. If approved, review your loan terms and select the best option for you.

Receive Your Funds

Once approved, funds can be deposited into your account in as fast as 1 business day.

Applying will not impact your credit score

Frequently Asked Questions

You can finance new and used cars, trucks, SUVs, and even motorcycles with LendcoFunding.

Yes! Refinancing can help you lower your interest rate, reduce your monthly payments, or adjust your loan term.

Not always! Many of our loan options allow you to finance 100% of the vehicle’s purchase price.

We work with all credit types! While better credit can secure lower rates, we offer options for borrowers with various credit histories.

Pre-qualification takes just minutes, and once approved, funds can be available in as fast as one business day.

No! We offer loans with no prepayment penalties, so you can pay off your loan early and save on interest.

Grow Your Business with the Right Funding

Applying will not impact your credit score

Other loan options

Merge your debts into one with lower interest rates for streamlined finances.
Finance your home upgrades or renovations without using your home equity.
Make your dream home a reality with our competitive and flexible mortgage options.
Invest in your education with our supportive student loans, designed for your academic journey.
Fuel your business ambitions with our tailored financing solutions for growth and expansion.

Unlock financial freedom with our straightforward personal loan solutions

Wherever you go, we’ve got you covered with easy travel financing

LendcoFunding may receive compensation from third-party advertisers whose products are featured on this site. This compensation may affect how and where certain products are displayed. However, it does not influence our recommendations or evaluations of these products. We encourage you to explore all your options and consult with a financial professional before making any final decisions.

Please note that loan terms, interest rates, and product availability vary depending on factors like your credit score, location, and the specific lender. As of 01/01/2024, some loans are being offered with APRs (Annual Percentage Rates) as low as 6.40%. Keep in mind that only borrowers with strong credit profiles are likely to qualify for the lowest rates. Loan approval and the terms you may qualify for are based on your application and other factors that lenders may review, including information from third-party sources. Not all applicants will qualify for the best rates, and approval is not guaranteed.

LendcoFunding offers a variety of financial products directly and also works with trusted partners to connect consumers with additional loan and financial service providers. While we strive to match you with the best available options, we do not guarantee that every user will be connected with a lender or service provider. All financial decisions, credit approvals, and terms are determined by the lender based on your submitted application.